Kelurahan Sebagai Pusat Pertumbuhan Ekonomi: Pendampingan Literasi Keuangan Bagi Anggota Koperasi Merah Putih

Abstract

Low levels of financial literacy are a primary factor contributing to ineffective financial management within the community. Many members of the Merah Putih Cooperative in Untia Village lack the ability to record financial transactions systematically and have limited understanding of business cash flow management. In response to this issue, a community service initiative was conducted in the form of financial literacy training for the Merah Putih Cooperative Group as the programme partner. The training covered fundamental concepts of financial literacy, cash flow management, basic financial record-keeping, and business financial planning. The outcomes of the activity indicate an improvement in participants’ understanding of the importance of financial literacy, their ability to prepare simple cash flow reports, and the establishment of a commitment to maintain regular financial records. It is expected that this initiative will strengthen the capacity of the cooperative and its members to manage finances independently and sustainably.