Pengaruh Produk Tabungan Faedah Brisyariah iB terhadap Dana Pihak Ketiga (DPK) (Studi Pada Bank BRI Syariah KCP Tangerang Karawaci Tahun 2016-2018)

Abstract

Third Party Funds (DPK) are public savings funds consisting of savings, current
accounts and time deposits. The BRISyariah iB Faedah Savings product with the principle
of the wadiah yad dhamanah contract is a BRI Syariah product that is widely chosen by
the public, especially the millennial generation, because it is free of monthly
administration fees and is equipped with mobile banking. The purpose of this study was
to determine the effect of the Faedah BRISyariah iB savings product on Third Party Funds
(DPK) at BRI Syariah KCP Tangerang Karawaci. This research is quantitative in nature
using monthly secondary data obtained from the financial statements of BRI Syariah KCP
Tangerang Karawaci 2016 – 2018. The analysis used is simple linear regression analysis.
The results of this study indicate that the BRISyariah iB Faedah Savings product has a
positive effect on Third Party Funds (TPF) with a t-count 5.334 > 2.030 t-table and a
significant value of 0.000 <0.05. The correlation coefficient (R) is 0.675 or 67.5%, which
means the level of relationship between the BRISyariah Ib Faedah Savings Product
variable and Third Party Funds (TPF) has a strong relationship because the value (r > 0)
or (0.5 1 ) shows a strong positive correlation. Meanwhile, the coefficient of
determination (R Square) of 0.456 means that about 45.6% of the variation in Third Party
Funds (TPF) is explained by the BRISyariah iB Faedah Savings Product.