Adinugraha, Hendri Hermawan. 2023. “Strategi Optimalisasi Daya Saing Bank Syariah Pasca Merger Bank-Bank Syariah BUMN”. Banque Syar’i: Jurnal Llmiah Perbankan Syariah 9 (2):PDF. https://doi.org/10.32678/bs.v9i2.9168.