Setiadi, R.M. and Hamidah, N. 2024. The Influence of Capital Adequacy Ratio and Financing to Deposit Ratio on Returns On Assets in Islamic Commercial Banks in Indonesia. Banque Syar’i: Jurnal llmiah Perbankan Syariah. 10, 2 (Dec. 2024), PDF 145 – 168. DOI:https://doi.org/10.32678/bs.v10i2.12251.