ANALISIS KETENTUAN PEMENUHAN MODAL MINIMUM (CAPITAL ADEQUACY RATIO) SEBAGAI SALAH SATU INDIKATOR KESEHATAN BANK (Studi Kasus pada Bank Rakyat Indonesia yang Terdaftar di BEI Periode 2011—2015)

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  https://doi.org/10.32678/bs.v4i1.1074
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Abstract

Abstract
The banking sector, particularly banks, as part of a financial has important
role as an intermediary institution for the sectors involved in an economy,
and therefore the health of banks needs to be given serious attention, because it
involves people's lives for the parties concerned for owners, government, and
public using bank services. This study discusses the analysis of the provisions
of minimum capital adequacy (CAR) as an indicator of the health of banks
(case study at Bank Rakyat Indonesia listed on the Stock Exchange 2011—
2015). The analysis showed that the study year 2011—2015 Bank Rakyat
Indonesia is considered a very healthy bank, in connection with the
assessment matrix composites, categorized in one rank higher because the
ratio of CAR is very insignificant in comparison to the Capital Adequacy
Ratio set forth in the provisions, because a very high percentage of capital
growth compared with the percentage growth in RWA. Therefore, the bank's
health assessment criteria CAR ratio > 11% in a very healthy predicate that
can be seen from the year 2011 reached 14.96%, 2012 reached 17.43%, in
2013 reached 18.13%, in 2014 reached 19.57 %, in 2015 reached 21.39%

Keywords:

Minimum capital, Capital Adequency Ratio (CAR), bank assessment

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Published

2018-08-15